Janashakthi Life Unlimited

Janashakthi Life Unlimited

 

Janashakthi Existence Unlimited can be a unique 20 year Financial Plan, with some sort of package associated with in-built benefits most of which continue even though the insurance plan matures. It's the best life insurance solution obtainable in Sri Lanka, and is unmatched by any other product. 

What is unique About Janashakthi Life Unlimited?
	It is a Financial Plan which provides you life time medical protection.
	It is a Financial Plan which provides you life long natural and accidental death insurance.
These insurances are available for your entire lifetime without any payment of premium after the 20th year.
Eligibility Criteria and Other Conditions   Minimum age at entry :  18 Years Maximum age at entry : 50 Years Premium paying period : 20 Years
This is an example of a typical Janashakthi Life Unlimited policy where the basic sum insured is Rs.400,000/=.
Benefits during the Premium Payment Period
	Hospitalisation Benefit : You are covered for Rs.80,000/= per year for the 20 year period or clash plan 2,000/= per day.
	Critical Illness Insurance : If you are diagnosed with any one of the 25 critical illnesses listed by us you will receive a payment equivalent to the Insured Amount, i.e. in this instance Rs.400,000/= (subject to policy terms & conditions).
	Natural Death Benefit : Pays the Insured Amount and in this instance Rs.400,000/= to your loved ones.
	Personal Accident Death Benefit : Pays 2 times the Insured Amount and in this instance Rs.800,000/= and total payment is 1,20,0000/=.
	Total and Permanent Disability : Due to Sickness or Accident. In the event of your total and permanent disablement the policy pays 3 times the insured amount . In this instance you will receive Rs.1,200,000/=.
	Partial Permanent Disability : Due to Accident. A specified % of the Insured Amount (in this instance Rs.800,000/=), depending on the nature of the disablement.
Benefits at Maturity
	You will receive 150% of the Insured Amount and in this instance Rs.600,000 will be paid to you.
Even though the Policy has matured, certain important benefits will continue as long as you live, without payment of any additional premium.
	Hospitalisation Benefit : Your hospitalisation benefits will continue unchanged for the rest of your life. In this instance it will be Rs.80,000/= per year for as long as you live or clash plan 2,000/= per day.
	Natural Death Benefit : 20% of the Insured Amount, and in this instance Rs.80,000/= will be paid to your beneficiary on your death.
	Accidental Death Benefit : A sum equivalent to the basic insured amount and in this instance Rs.400,000 will be paid to your beneficiary in the event of death by accident.